What Happens With An-At-Fault Driver In North Carolina Doesn’t Have Enough Insurance To Cover Your Medical Bills?

What happens if you are in a car accident with an at-fault driver who does not have enough insurance coverage? How will you possibly pay for your medical bills?

At Murrelle, Hughes & Majstoravich, P.A., we can help. From our law office in Morehead City, we work with car accident survivors and their loved ones to recover compensation, even in cases involving uninsured motorists and underinsured (UM/UIM) motorists.

How Does UM/UIM Insurance Work In North Carolina?

Under North Carolina General Statute 20-279.21(b)(3), all drivers must carry a mandatory minimum liability insurance coverage. If you do not, then you have to pay the expenses from a car crash out of pocket. Of course, many drivers do not carry the minimum coverage – or any coverage at all. In cases such as these, you will need to file a claim against your own insurance provider under your UM/UIM policy.

Sound complicated? It is. Fortunately, our personal injury lawyers understand North Carolina’s insurance laws thoroughly. They have decades of knowledge that they pool collectively.

Do You Want To Avoid Litigation? So Do We.

If you file a lawsuit, the matter becomes public and the neighborhood might start buzzing with gossip. As a result, many of our clients do not want to go to court. We get it – so we use alternative dispute resolution, such as negotiation, to work with insurance companies privately. This lets us recover fair compensation for your damages while also keeping the incident discreet. If needed, we are also skilled litigators prepared for the courtroom.

A Car Accident Lawyer Is Just A Phone Call Away

Murrelle, Hughes & Majstoravich, P.A., can represent you in a complex case involving a UM/UIM driver. Please call us at 252-515-7036 or send us an email today to schedule a free initial personal injury consultation. We work on a contingency fee basis: No upfront fees and you don’t pay us unless we win.